Putting Cash to Work

It’s always wise to keep some cash on hand for short-term goals, emergencies, and as a cushion during volatile markets. However, holding too much cash can be unfavourable for portfolios, as inflation can erode its value.

In NEI’s latest report, we examine and compare historical data and current trends, to make the case for why finding the right balance between liquidity and growth is essential for improving resilience and enhancing performance in portfolios.  

While markets go through cycles—including recessions and bear markets—the long-term trend is upward. That’s because economies grow, companies innovate, and productivity improves over time. By investing regularly (e.g., through dollar-cost averaging), you spread out your risk and take advantage of both highs and lows.

Strike the perfect balance in your investment portfolio and discover how to make your cash work smarter for you by downloading NEI’s latest report today.